\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/p>\n
A practical training program designed to equip participants with the fundamental skills needed to manage their personal finances consciously and efficiently. This includes accurately identifying income sources, tracking and categorizing expenses, and creating a realistic, balanced monthly budget.<\/p>\n
The program also covers building an emergency fund, managing debt wisely, and making more informed financial decisions\u2014all of which contribute to greater financial stability, security, and the achievement of sustainable financial goals.<\/p>\n
What You Will Learn in This Course<\/p>\n
Accurately determine your net income and its sources.
\nUnderstand where your money goes each month.
\nDistinguish between needs and wants.
\nCategorize expenses into fixed, variable, essential, and non-essential.
\nCreate a realistic monthly budget.
\nDetermine an appropriate savings rate.
\nBuild an emergency fund over time.
\nUnderstand the cost of debt and the impact of loan installments on your budget.
\nDevelop a practical plan for debt repayment.
\nIdentify financial habits that drain your income.
\nSet short-, medium-, and long-term financial goals.<\/p>\n
\u0627\u0644\u062c\u0645\u0647\u0648\u0631 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641<\/p>\n
High school students.<\/p>\n
University and college students.<\/p>\n
Recent graduates.<\/p>\n
Individuals preparing to enter the job market.<\/p>\n
Young people looking to improve their financial literacy.<\/p>\n
Those preparing for marriage.<\/p>\n
Course Highlights<\/p>\n
Focused, well-paced duration: Two training days, two hours per day.<\/p>\n
Combines theoretical knowledge with practical application.<\/p>\n
Suitable for beginners; no prior experience in financial management required.<\/p>\n
Uses real-life examples, with figures denominated in UAE Dirhams (AED). It helps the participant translate financial concepts into actionable steps after the course concludes.<\/p>","protected":false},"excerpt":{"rendered":"
Essential Skills for Personal Finance A practical training program designed to equip participants with the fundamental skills needed to manage their personal finances consciously and efficiently. This…<\/p>","protected":false},"author":1203,"featured_media":35840,"comment_status":"open","ping_status":"closed","template":"","course_category":[70],"course_tag":[],"class_list":["post-35847","lp_course","type-lp_course","status-publish","has-post-thumbnail","hentry","course_category-finance","course"],"_links":{"self":[{"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/lp_course\/35847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/lp_course"}],"about":[{"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/types\/lp_course"}],"author":[{"embeddable":true,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/users\/1203"}],"replies":[{"embeddable":true,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/comments?post=35847"}],"version-history":[{"count":1,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/lp_course\/35847\/revisions"}],"predecessor-version":[{"id":35848,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/lp_course\/35847\/revisions\/35848"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/media\/35840"}],"wp:attachment":[{"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/media?parent=35847"}],"wp:term":[{"taxonomy":"course_category","embeddable":true,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/course_category?post=35847"},{"taxonomy":"course_tag","embeddable":true,"href":"https:\/\/ldtrainings.com\/ar\/wp-json\/wp\/v2\/course_tag?post=35847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}